Is the car insurance policy invalid if the driver forgot to report the conviction.

Re: Is the car insurance policy invalid if the driver forgot to report the conviction. The money market is very tight

Postby car4loans11 » Thu Apr 02, 2009 10:52 am

gokilop wrote:The car insurance policy is automatically renewed. The driver forgot to report to the insurance company that he had a speeding conviction before the renew date. Does that mean he has made his policy invalid and would not protected by the policy at all?


The money market is very tight at the moment. So underwriters are keen to invalidate long standing policies and get people into new agreements often for a considerable increase in premium.



And they would use the non disclosure as a reason to invalidate his policy if he were to have an accident.



One of the first checks they do is with the DVLA, who will know of the conviction.
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Re: Is the car insurance policy invalid if the driver forgo

Postby stevenricherd » Fri Jul 27, 2012 9:56 am

It is not the case if you have to look on different thing, it is easier to get the car insurance on low rates after having a good experience of the driving.

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Re: Is the car insurance policy invalid if the driver forgo

Postby insane.nick » Tue Jul 31, 2012 9:41 am

yes,its true that the car insurance policy is invalid if driver forgot to report the conviction.
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Re: Is the car insurance policy invalid if the driver forgo

Postby herrys » Mon Apr 15, 2013 9:40 am

It could be, if the insurers are really pedantic, as you're required to report these convictions. However, most insurers will overlook the odd slip-up such as that.

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