How do you get proof of car insurance without a car.

How do you get proof of car insurance without a car.

Postby TerrDerek » Mon Feb 23, 2009 7:03 am

I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?

I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver's is Proof of

Other Insurance." What is the age limit on a youthful driver? My brohter is 24.
TerrDerek
 
Posts: 21
Joined: Mon Jul 16, 2007 6:11 pm

Re: How do you get proof of car insurance without a car. they may be misinterpreting you

Postby kolo999 » Tue Mar 24, 2009 7:26 am

TerrDerek wrote:I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?

I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver's is Proof of

Other Insurance." What is the age limit on a youthful driver? My brohter is 24.


they may be misinterpreting you. If he still lived in the same household but you wanted him removed then you would need to prove that he is insured elsewhere. You should ask them if you can sign an endorsement saying he will NOT drive the vehicle and if he does you are legally liable for any claim and if that would be enough to have him removed. I don't understand the need for him to show insurance if he no longer lives with you.



shop around and see what you can do. Getting a driver with a DUI off your policy should do wonders for your premiums as long as your record is good
kolo999
 
Posts: 26
Joined: Mon Dec 12, 2005 4:27 pm

Re: How do you get proof of car insurance without a car. If you have an insurance compan

Postby achierattex » Tue Mar 24, 2009 8:00 pm

If you have an insurance company that is refusing to allow you to remove an authorized driver from your policy unless you PROVE the authorized driver has insurance elsewhere, it's time to get a new policy in place at another company and then drop your current insurance. That is ridiculous.



If you want to stay with that company for some reason (although I couldn't think of any) you might call your agent and ask why you need to do that, and tell him you will switch if you can't, and see what happens.
achierattex
 
Posts: 28
Joined: Sat Aug 04, 2007 6:20 am

Re: How do you get proof of car insurance without a car. call your insurance agent and t

Postby entlevel » Sat Mar 28, 2009 11:47 pm

TerrDerek wrote:I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?

I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver's is Proof of

Other Insurance." What is the age limit on a youthful driver? My brohter is 24.


call your insurance agent and them them to send you a ins card or proof that you are insured
entlevel
 
Posts: 30
Joined: Sun Jun 03, 2007 12:55 am

Re: How do you get proof of car insurance without a car. that's strange, they should

Postby carloansnocredit11 » Sun Mar 29, 2009 1:43 am

TerrDerek wrote:I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?

I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver's is Proof of

Other Insurance." What is the age limit on a youthful driver? My brohter is 24.


that's strange, they shouldn't require you to prove he has other insurance, it must be a company policy. normally, you should be able to sign a driver exclusion to remove him as a driver on the policy. ask to speak with your agent directly and try to explain the situation to him, maybe he can find a loophole for you.
carloansnocredit11
 
Posts: 36
Joined: Sun Mar 18, 2007 6:08 pm

Re: How do you get proof of car insurance without a car. You can buy a personal policy.

Postby Siny » Sun Mar 29, 2009 1:45 pm

TerrDerek wrote:I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do?

I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver's is Proof of

Other Insurance." What is the age limit on a youthful driver? My brohter is 24.


You can buy a personal policy. In TX an SR-22 will work.
Siny
 
Posts: 23
Joined: Mon Jun 18, 2007 6:12 am

Re: How do you get proof of car insurance without a car.

Postby stevenricherd » Mon May 28, 2012 6:17 am

It is not possible to get the proof without having car insurance, we should necessarily take the insurance so as to avoid any kind of problem in long term.

commercial insurance
stevenricherd
 
Posts: 120
Joined: Wed Nov 16, 2011 12:03 pm


Return to Car Insurance

Who is online

Users browsing this forum: No registered users and 1 guest

cron