Am I required to get rental car insurance if I don't have my own auto insurance.

Am I required to get rental car insurance if I don't have my own auto insurance.

Postby Taliikas » Mon Mar 09, 2009 4:23 am

I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise?

If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. Rental cars come with basic ins

Postby carcredit11 » Mon Mar 23, 2009 5:03 pm

Rental cars come with basic insurance. If you want to be covered for any damage which might be your fault, take the additional coverage. No, it's not required, but if you run into a tree you would pay out of pocket to get it fixed.
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. I'm not sure if it is requi

Postby carrate11 » Mon Mar 23, 2009 6:38 pm

I'm not sure if it is required, but I would recommend it. Other wise you are responsible for any damage to the rental vehicle.
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. you have to carry some type of

Postby figlogol » Wed Mar 25, 2009 4:59 am

you have to carry some type of insurance on the rental car. If you don't have your own policy that the car can go under, you will have to purchase the rental insurance through the rental agency.
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. Yes, they will not let you driv

Postby Bindupkens » Wed Mar 25, 2009 10:18 am

Taliikas wrote:I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise?

If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?


Yes, they will not let you drive the car without insurance.
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. depends on where you are locate

Postby thhaanhbesscouuttti » Wed Mar 25, 2009 6:52 pm

Taliikas wrote:I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise?

If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?


depends on where you are located, most likey yes. It actually shouldn't cost much though.
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. Yes Yes and Yes! It's very

Postby WonjTipl » Thu Mar 26, 2009 4:45 pm

Yes Yes and Yes! It's very important to have rental insurance. Let's say you park the car on the street, and come back and its side swipped. They are going to come after you for it But if you have insurance, it should cover it.
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. no i don't think so, i'

Postby Sanniops » Thu Mar 26, 2009 8:02 pm

Taliikas wrote:I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise?

If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?


no i don't think so, i've rented 2 times before i have auto insurance, but it doesn't cover their car...give me a break they sell seperate insurance to cover their car. but my insurance covers the daily fee for the car. not to insure it.
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. just to be safe, i would, but m

Postby AVERY MCDOWELL » Fri Mar 27, 2009 7:51 pm

Taliikas wrote:I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise?

If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?


just to be safe, i would, but make sure you know what you're getting, also, take pics of the rental car, all over , and with the agent in the pics. Guarantee this is Very important. Save your paperwork for 1 year later. Just in case!
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Re: Am I required to get rental car insurance if I don't have my own auto insurance. Yeah, you are require to get it

Postby barsikjal » Sat Mar 28, 2009 1:46 pm

Yeah, you are require to get it just in case you get in a car accident, but go talk to your insurance, even though you sell your car, you should keep the insurance and use that towards the rental car, it's cheaper than renter insurance.
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